Cat Insurance

I am setting up a cat boarding business from home. Where...

New postby Krysta » 26 Oct 2012, 11:49

I am setting up a cat boarding business from home. Where can i get insurance to cover clients cats?
Krysta
 
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New postby Many » 26 Oct 2012, 11:49

If you are a homeowner, call your insurance agent who handles your homeowners insurance. They will be able to assist you in adding this clause to your policy.

If you're NOT a homeowner, call your own vet and inquire about the pet insurance programs they have---there are several. Call a couple of different ones and find out if they also cover this aspect of animal care. Hope this has been helpful to you.
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Does pet/cat insurance cover neutering and vaccinations?

New postby Shara » 26 Oct 2012, 11:49

Does pet/cat insurance cover neutering and vaccinations?

And even if the cat is indoor,is it good to have insurance
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New postby Laura » 26 Oct 2012, 11:49

No it's not covered, and yes it is good to have insurance. Indoor cats get ill too.
My indoor cat was very ill after a short boarding cattery stay (she caught a stomach virus) - she stayed in the animal hospital for a week on a drip. My insurance covered nearly £400 in costs.
I used Petplan and they paid up without a quibble within 2 weeks. The premiums also stayed the same - they didn't go up afterwards. Wow these people above are cynical - I've only had a good experience with Petplan.
The only downside is that they don't cover older pets and they won't pay an excess - I had to pay the first £50 of my claim, but they paid for all the nursing, treatment, drugs and diagnostic tests.
It's also up to your vet as to whether they claim their fees from the company, or whether you pay up front and claim the fee back from the insurer.
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Best and Worst Cat Insurance?

New postby Annabelle » 26 Oct 2012, 11:49

I am getting a brand new kitty, so please tell me which pet insurance would you recommend or which one is a no-no based on your or your friends' experience.

Thank you :)
I have read this statistics that says that 1 in 5 kittens gets into one kind of accident or another. Poisoning and bone fractures are the most popular ones.
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New postby Bert » 26 Oct 2012, 11:49

This is really as personal as choosing your animal. About.com has good information on policy & price comparisons & questions. Ideally you want a pet insurance with a wellness plan so that your pet is covered for routine visits & dental care, not just sudden illness or emergencies. Many include neuter/spay also. You also want %90 coverage. Get as much for your money as you possible can. I pay a bit more a month but it's worth it. I don't feel right about saying which is best or what I use as it could lead to an inappropriate coverage for someone else's pet & perhaps they'd just purchase it without reading all fine print in the contract. Not that you would, it's just as I said something you need to scour to get a perfect fit. As for the "worst", I haven't read nor heard positive things about Banfleid wellness insurance. It's the chain vet clinic/hospital located in larger PetSmarts. It can only be used at the location you take it out at. And though most wellness plans alone ( w/o pet insurance ) don't cover emergency care, that I know of anyway...your still tied into their contract until it expires even if your animal dies. My vet & his vet pals really are upset with the place & it's practices. The place has lured clients to only return again to the vets that arn't McDonald's. I needed a Sunday vet in a pinch & went there.Yes my kitten was treated well by them, but I felt like a number. I found a lack in bedside manner with the owner that doesn't exist in my other experiances within a non-chain practise. It was an arm & a leg ( didn't have insurance then, don't even know if they take outside insurance ) even with a complementary coupon for first time clients for free office visit & exam. My kitten had a touch of colitis, anti-biotic $10.- ( fine ), I brought in her stool sample for lab $10.- (fine). I asked for her nails to be trimmed around $35-40 bucks! Yes it was a pedicure. I now own my own gizmo.They sticker shock & smile alot the entire time. I apologize for this being so long but one last thing... I have also been to non-chain vets that gouge instead of what's best for the animal. And I read alout on here of the same. Though you can't really test drive vets, you can arm yourself with as much research as possible on feline health. We shouldn't expect all vets to agree on the same treatment but a good vet will not use a bandaid in lue of a prognoses & will show + give you information on specific needs if your animal has an existing condition or maintainable disease so that your not going in every week. The friends you trust that take their pets to the same vet year after year a good start in finding your vet. Blessings & P.S a premium wet feline food is as important! Research my dear, all you can
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Thinking about cat insurance?

New postby Nathanael » 26 Oct 2012, 11:49

I have two 3-4 month old kittens, who are sisters. I plan on spaying them both, and I got an estimate from my vet who said it would be about $600(eep!) altogether for both.

Obviously, it's going to cost a pretty penny. So I'm thinking about getting them insurance to help me pay for this, because I'm a broke college student, and I'm not sure if I'll have a job when the time for their surgery comes around in October.

Advice my friends? Also, if you do think I should get it, can you recommend some insurance? Thanks guys!
I am not getting rid of them. They were abandoned by their mother at 2 weeks, and I bottle fed them and raised them myself; they see me as their mother. My parents can help me care for them, but I really want to do this myself instead having "mommy and daddy," help me; only because I want to show them I can.
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New postby Willis » 26 Oct 2012, 11:49

Yes. for this and u never know what life or death situation may come upon them. VPI pet insurance.
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What would I have to say to my doc for them to do a cat or..

New postby Sunni » 26 Oct 2012, 11:49

What would I have to say to my doc for them to do a cat or mri scan of my brain and have insurance cover it?

I don't want to be dishonest or anything, but I've been having occasional migranes(about one a month and I've never had them before until last year). I'd really like them to take a look and see if everything looks normal. Also I have some symptoms that might put me on the "autistic spectrum" so I thought that a scan might give me some comfirmation of that as well. If I told my general care physician that, would that be enough? I have HMO.
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New postby Carmela » 26 Oct 2012, 11:49

Yes. Just go to your GP and describe your symptoms and he'll do the rest; referring you for the proper tests and all.
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In uk, what is a cat 'D' insurance claim?

New postby Nathanael » 26 Oct 2012, 11:49

I have been told that my car was a cat 'D' insurance claim, it was originally bought from a dealer and I believe he should have informed me of this, if it is, what can i do about it? I have been told that my car was a cat 'D' insurance claim, it was originally bought from a dealer and I believe he should have informed me of this, if it is, what can i do about it?
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New postby Kiersten » 26 Oct 2012, 11:49

There are four types of insurance write off. If a car has been involved in an accident / theft / fire and it cannot be repaired economically depending on how severe the damage is the insurer / inspecting engineer will assign a catagory of repair.

A and B are usually for vehicles that have been totalled and cannot be repaired.

C and D are for vehicles which are repairable but the cost of doing so is un-economical.

The vehicle can be repaired, however an insurer would rather pay the value of the vehicle rather than have it repaired because it is cheaper to do so.

If you are sold an insurance write off, the seller MUST legally inform you that the vehicle has been previously written off. The vehicle must also be repaired and must pass an MOT before an insurer will insure it. You must inform your insurer that the vehicle is a previous insurance write off.

You may be able to check the vehicle under a HPI check and I would always do this before buying a used car.

http://www.hpicheck.com/newfrontend/

Also get your insurer to look at the MIAFTR register.

The thing here is that the dealer has to inform you of this. If they don't they are in breach of the Sale of Goods Act which says that the goods must be "fit for purpose". If a previous write off is sold on then they must let you know.

Contact your local trading standards office if you have problems.
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How do i choose pet insurance? i just found out my new...

New postby Vannesa » 26 Oct 2012, 11:49

How do i choose pet insurance? i just found out my new adopted 2 yr old cat has feline luekemia?

I do i choose what pet insurance i need? im sooo confused by all the options. what does feline luekemia count as? cancer?
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New postby Cameron » 26 Oct 2012, 11:49

No insurer will insure a pre - illness .However they will pay for any other illness in Pet plan,they are the best and give lifetime cover.
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What's the best pet insurance for a cat with asthma?

New postby Peggy » 26 Oct 2012, 11:49

What's the best pet insurance for a cat with asthma? What's the best pet insurance for a cat with asthma?
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New postby Crystal » 26 Oct 2012, 11:49

None. Insurance won't cover the asthma or any conditions arising from the asthma as a pre-existing condition. Pet insurance in general is a rip-off and generally not worth it.
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