by Kirsten » 26 Oct 2012, 11:49
No. Sofa is contents, and contents are covered on a named perils basis. Damage by an animal isn't a named peril.
If it was part of the building, like the woodwork, the damage by an animal WOULD be covered, as long as 1. the animal is not owned by you, or in your care, custody, & control, and 2. the animal isn't excluded on your policy (like rodents and vermin - mice, rats, fleas, etc, no damage by them is covered.)