Insurance Dog

How Much Is Dog Insurance In Missouri "United...

New postby Tawna » 28 Oct 2012, 22:54

How much is dog insurance in missouri "United States"?

I want to get it on my 1year old flat coated retriever. Any web sites that could be of help?
Tawna
 
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New postby Gricelda » 28 Oct 2012, 22:54

This site doesn't answer the "how much" portion of your question, but they should help put you in touch with people who can:

http://www.petcareinsurance.com/us/licenses.asp
Gricelda
 
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Where can I find cheap but great dog insurance?

New postby Stephanie » 28 Oct 2012, 22:54

I have three dogs, and they are my life, my babies! I only want the best for them, but I do have a budget myself. Any suggestions would be worth while. thanks in advance!
I have three dogs and I want the best for them. They are my babies. but I am also on a budget. I am looking for insurance in the USA. I have gotton feed back but every website I've checked was for another country:( Anyways. thanks in advance!
Stephanie
 
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New postby Ruby » 28 Oct 2012, 22:54

I also have three dogs and 2 cats, I understand completely. The best I have found is just going in to a Petsmart that has a Banfield pet hospital. They have competitive prices. I pay approximately 47.00 a month and this includes free exams WHENEVER I want to bring them in. I suppose I could take them everyday for free :) But if the is a sickness and testing to be done the rates are greatly reduced. I have a great dane that had a kidney infection and after all the tests treatment and an overnight stay it cost a little under 200, which could have easily added up to over 600 elsewhere. Petsmart is a HUGE chain so there should be one near you.
Ruby
 
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Has anyone used Banfield dog insurance? Iam getting a...

New postby Cleora » 28 Oct 2012, 22:54

Has anyone used Banfield dog insurance? Iam getting a German Shepard pupp and was looking at their program?

What kind of experiences have you had with it?
Cleora
 
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New postby Nerissa » 28 Oct 2012, 22:54

~ To be short and sweet, it is a rip off. I have taken in many foster dogs that have had this insurance and all of their owners say several bad things about it. First, they have very little to say about Banfield itself and that the policy is very "read between the lines". The vets at Banfield are less than good and in the long run you don't even get what you pay for. I would say open your own savings for the dog, you will make something on the money and if your dog doesn't need anything, then it is just money in the bank. Go to a real qualified vet that has recommendations and avoid the Banfield gimmick.
Nerissa
 
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Any Canadians experienced with dog insurance? Which one is..

New postby Lilliana » 28 Oct 2012, 22:54

Any Canadians experienced with dog insurance? Which one is good?

Hi Salt&Pepper:

Not really. A high-cost insurance would be about 50-60 per month, which would be much less than what is spent on a dog when he gets sick. Where an insect bite can actually run up to $500 and that would be just one visit.
Thanks Syxx. Have you made any claims yet. How have they been on paying, etc?
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New postby Jung » 28 Oct 2012, 22:54

I adopted a dog from the SPCA last year and they give you 6 weeks of pet insurance from Pet Secure. I did some research on them and found out that they're one of the most reliable insurance programs in Canada.

I chose not to continue the insurance, much to my regret when my dog got attacked by another dog to the tune of almost $1000. I have it now.

They treat me great, and they're alot less expensive than any accidents you may have.
Jung
 
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Which is the best pet insurance for dog in California?

New postby Therese » 28 Oct 2012, 22:54

Hi:
I was wondering which pet insurance is the best and most reliable for my 1 years old mini schnauzer?(I do not want to spend too much, but still need the basic stuff such as vaccine.etc) In addition, I am planning to buy another one, so will there be any discount for 2 dogs in the same plan?
thanks for answer me.
I am using Banfield right now, but I do not think it is worth it to get what I paid.
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New postby Flor » 28 Oct 2012, 22:54

If need more helpful information on pet insurance you should visit http://buy-pet-insurance.com
Flor
 
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What is the best uk dog insurance company, that will offer..

New postby Bethanie » 28 Oct 2012, 22:54

What is the best uk dog insurance company, that will offer lifelong condition insurance?

I am buying a cavalier king charles spaniel soon and i need to find an insurance company that will provide if my dog gets a lifelong condition (places like tescos only offer for a year).
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New postby Mai » 28 Oct 2012, 22:54

Isn't it that if you register your dog before his 8th birthday or something, you can keep the insurance going..?

The Kennel Club might do it, their dog insurance is very popular. Or you can use a comparison website? That is what I did.

I hope this helps :)
Mai
 
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Dog insurance, is it a good idea or a bad idea?

New postby Ouida » 28 Oct 2012, 22:54

I just took my dog to the vet for the first time today and it was expensive. And she still has a few shots to go if I heard correctly. I can't keep paying so much. So is pet insurance like Veternary Pet Insurance a good idea?
Ouida
 
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New postby Peggy » 28 Oct 2012, 22:54

Hi Silvia

First of all, a disclaimer: I work for Embrace Pet Insurance in Cleveland, Ohio.

Veterinary care is expensive. But the things that veterinarians can do today are simply amazing.

One thing I wanted to talk about was the different ways you can look at pet insurance. Some pet parents look at pet insurance as a way of paying for vaccinations, office visits, spaying/neutering, and other everyday things. Other pet parents though look at pet insurance as a way of protecting against high veterinary bills and "economic euthanasia."

The second group - those who look at pet insurance as more like "catastrophic" coverage - are going to get better value out of pet insurance than the first group. To understand why you have to go back to first principles: what is insurance for?

Insurance is for the unexpected, expensive things that can happen. Routine care is neither unexpected nor, in most cases, is it expensive. Insurance doesn't work properly when applied to routine care, the economics get out of whack and you - the pet parent - end up paying for this in the form of higher premiums than necessary.

Another common thing we find is that pet parents think of pet insurance as a form of savings. No insurance product is a form of savings really. Insurance is just a transfer of risk from you to the insurance company. Looked at in this way you can see that pet insurance is not going to save you money, you buy it because you want peace of mind and because you want to be able to pursue any course of treatment to help your pet if, God forbid, something should happen.

So what is "good" pet insurance? The answer is a plan that protects your pet against all of the nasty, expensive stuff that you can't plan for. Many pet insurance plans offer this to one degree or another but there are some 'gotchas' that you should be aware of.

For example, I always recommend that pet parents ask the following questions:

1. Does the plan cover congenital and hereditary diseases? You want these covered, even for mixed breeds, because sometimes it's not clear what is and isn't hereditary and you want to know when you claim that this sort of thing will be covered. Embrace Pet Insurance and other companies cover congenital conditions provided they are not pre-existing when you sign up.

2. Does the plan cover chronic and recurring illnesses? Some plans consider things that happened in your first year of coverage to be pre-existing in the second year.

3. What is and is not covered? Is it clearly stated on the company's website or over the phone? The last thing you want is to make a claim and only later find out that the company considers your condition not covered.

4. Are there per-incident limits that effectively cap the amount you could receive back? For example, some plans have a $3,000 per-incident limit. If you had a claim for $5,000 with one of these plans then the most you would get back would be $3,000.

5. What are the rules around pre-existing conditions? Are they excluded permanently or temporarily?

6. How long does the company take to pay claims?

7. Does the plan reimburse claims based on a benefit schedule or the actual veterinary bill? If you choose a plan with a benefit schedule you should understand that you may not get very much money back as the benefit schedule can cap your reimbursement for certain diagnoses at amounts less than you'll commonly find, especially in metro areas. Try to find a plan that reimburses you based on your actual veterinary bill or a "usual, customary, & reasonable" (UCR) table.

One thing I encourage all pet parents who are interested in pet insurance to do is read reviews and testimonials from real customers at http://www.PetInsuranceReview.com . This is a good website to get the skinny on every plan out there.

So armed with these questions and by doing some homework of your own, you can make an informed choice and get a plan that's right for you and your pet.

Good luck!

Alex
Embrace Pet Insurance
http://www.EmbracePetInsurance.com
Peggy
 
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What is the best, reasonably priced Dog Insurance?

New postby Goldie » 28 Oct 2012, 22:54

I'm getting a puppy and want advice on obtaining dog insurance.
About Banfield, you said the you like the people there.is it local to you.
I wonder if they are in my area. Knoxville TN
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New postby Shanice » 28 Oct 2012, 22:54

There are so many loopholes in pet insurance and what it covers that I just deposit whatever the monthly premium would be for a policy into a seperate savings account. It works just as well for me and vet expenses including emergencies.
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