Purchase Insurance

Aaron · by **Aaron** » 28 Nov 2009, 17:44

What is the least expensive company to purchase Auto Insurance from?

A few accidents and a few tickets. Average coverage, no discounts.

Shaunte · by **Shaunte** » 28 Nov 2009, 17:44

Go to Progressive.com, take their quiz-thingy, and they'll tell you. It completely depends on car, area, lifestyle, etc.

Claretha · by **Claretha** » 28 Nov 2009, 17:44

If you purchase life insurance and fill replacement for other policies?

But do not cancel the supposed replacements meaning you stay with the new and the old, what can happen?

Nam · by **Nam** » 28 Nov 2009, 17:44

Nothing. Insurance companies are required to ask you that in order to prevent some shady practices that have gone on in the past where agents and companies have tried convince people to replace their policies when it wasn't in their best interest.

It varies by state, but most laws say they just have to send you a notification about replacements and a bunch of information to help you decide if replacing the policy is in your best interest. You may also have to sign a form saying that you have been given the information.

It's up to you whether you keep or cancel either or both policies. Canceling or not canceling one will not affect the other.

Jeanice · by **Jeanice** » 28 Nov 2009, 17:44

If i were to purchase an insurance agency w/ a 2million dollar book of business, what could i expect to earn?

How much on average could i look to make off an agency w/ a book of business that large?

Shaun · by **Shaun** » 28 Nov 2009, 17:44

Your gross would probably be around $175K. After operating expenses, if you service the book yourself, you're probably bringing home around $100K. Maybe slightly less.

Dionne · by **Dionne** » 28 Nov 2009, 17:44

Is it necessary for a teenage driver to purchase auto insurance before obtaining a driver's permit in Texas?

Do the parents of teenagers just getting their permits have to add them to an insurance policy, or can this be done when they get their actual drivers license? In Texas.

Cecile · by **Cecile** » 28 Nov 2009, 17:44

As long as the car you are using for practice has insurance, and a licensed driver of the proper age is with you, you are covered and don't need your own policy until you have passed the test, have a license and can drive alone.

Anita · by **Anita** » 28 Nov 2009, 17:44

Looking to purchase life insurance, know very litle bout it, just know i want to be covered, where do i start

Does anybody have any suggestions as to where I should start comparison? I noticed state farm life ins. is not "fdic insured" are all life insurance companies like that? What are some questions I should be asking?

Jamika · by **Jamika** » 28 Nov 2009, 17:44

No life insurance is FDIC insured.
I would suggest you first find a independent broker. Try searching yellowpages.com for life insurance brokers in your area.

I would not use your auto and home agent they specialize in property and causality insurance and have a limited number of options they can sell you.

A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state.

If you get a good broker they will interview you about your needs and desires and help you through a fact finding to determine how much and what type of coverage you need.

If they suggest all of your coverage come in a whole life or cash value policy you should get a second opinion.
Most people really need a combination of term and cash value insurance.

Purchase Insurance

What is the least expensive company to purchase Auto...

If you purchase life insurance and fill replacement for...

If i were to purchase an insurance agency w/ a 2million...

Is it necessary for a teenage driver to purchase auto...

Looking to purchase life insurance, know very litle bout...

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