Anyone ever used Income Contention Rehabilitation to consolidate their Education loans?

Just wondering how it turned out if you did.
Is it a good idea? Did it work like you'd hoped?
ok Apparently these two guys have no clue what I'm talking about. This is not a traditional college loan OR a traditional consolidation loan.

I asked for answers from experience! Not guesses or a copied text about something you have no clue about.

Try http://www.collegeset.com/ for help with finding student loan consolidation.

Hope this helps

Can you consolidate private education loans? Can you consolidate private education loans?

Yes, but you should only consolidate your private educational loans with other private educational loans. Never combine your federal loans with your private loans in a consolidation. (Technically, only federal loans like Stafford and Perkins can be added to a Federal Consolidation Loan; any company that offers to add your private loans in is scamming you.)

Private loan debt is undoubtedly on the rise and has, in turn, created a growing need for private loan consolidation. Sallie Mae introduced a private loan consolidation product within the last year. I would encourage you to read up on the various companies that offer private student loan consolidation and pick one that you're comfortable working with long term. Among the reputable companies I've found who offer this service are...

Sallie Mae: http://salliemae.com/after_graduation/m ... rivate.htm
Key Bank: https://www.key.com/html/H-1.39.b.html
Education Finance Partners: http://www.educationfinancepartners.com ... nloan.html
Wells Fargo: https://www.wellsfargo.com/student/repa ... stid=13154
Nelnet: http://www.consolidation.nelnet.net/PvtDescription.asp

Anyone know much about consolidating private chase education one loans?

Can you consolidate them easily through different companies? I know they dont offer consolidation except federal loans, but i was just making sure I could consolidate them through another company, like wells fargo, or somewhere. Most companies I have looked at say they can consolidate any nationally marketed private loan, but I saw something that said some cannot be consolidated if they arent 1098 E eligible? It doesnt say anythnig about that on the chase web site, or credit agreement, but I was just wondering if anyone had any experience with consolidating their private loans in general. Ive taken out a couple loans through them already.and im getting ready to graduate soon.so im doing some research. please dont tell me about federal loan consolidation.i already know about that.its a much easier process.only give advice on private loans, please!

thank you so much!

Contact private loan companies and ask them directly./

Do you think it is a good idea to consolidate your Federal education loan before July 1st? Do you think it is a good idea to consolidate your Federal education loan before July 1st?

Absolutely not. Three reasons:

(1) Once you consolidate, your repayment starts now. If you're still in school, that means you're probably paying off one loan with another, which is a bad investment.

(2) After July 1st, the Feds are switching systems. Your old loans will continue to be variable rate, but new loans will be fixed rate. If you're not in very deep yet on your student loans, then keeping the variable rate isn't going to matter much because the majority of your loans will be fixed anyway.

(3) After you graduate, if you make less than $60,000 you can write-off the repayment costs of your loans on your income taxes. And most lenders and schools and graduate programs (and even employers) have loan repayment assistance programs.


All that adds up to -- don't consolidate now!! Ask yourself one question -- what do banks want to do on a loan? Answer -- make money!! So if the bank wants you to do something like consolidate now... the reason why is so they make money. Don't take the bait.