Women Auto Insurance

Gordon · by **Gordon** » 15 Oct 2009, 16:43

Do you think its fair that young men have to pay more for auto insurance than a women?

Do they cause more accidents or is it the insurance companies know a young man will pay more for the privilege to drive?

Allison · by **Allison** » 15 Oct 2009, 16:43

Men drive more than women do. Look at the driving professions alone. (Taxi drivers, truck drivers, limo drivers, etc)

We actually get in less accidents per miles driven, though.

http://www.sciencedaily.com/releases/19 ... 032130.htm

That's a very important distinction.

Anjanette · by **Anjanette** » 15 Oct 2009, 16:43

Why do women get lower auto insurance rates I am a 23y/o male and pay the same rate as a 20 y/o female and I have a clean record. I found that it is roughly 15-20% for the opposite sex, and even women with violations can still manage to have a lower rate than men who have clean records. Is there any real reason behind this or just another way Auto insurance companies like to take our money.

Twyla · by **Twyla** » 15 Oct 2009, 16:43

They don't EVERYWHERE - in MA, for example, women and men pay the same for auto insurance, just like they pay the same for life insurance, even though men are more likely to die sooner. Gender basis for rates vary by states. MA prohibits having different rates based on gender.

In states that DO allow different rates based on gender, it's because they've found a corrolation between claims payout and gender - just like they charge more for 16 year old drivers, and just like they charge more for someone with 2 DUI's.

It's all about the numbers. If there wasn't a corrolation, the states' insurance departments wouldn't allow the rate difference.

Rosette · by **Rosette** » 15 Oct 2009, 16:43

Brak wants to know, "Should married women have higher auto insurance rates than men"?

Sure seems like women have a discount on car insurance and married people have it cheaper.
But it's the housewives who I see driving gas guzzlers around with soccer stickers on the back. Talking on their mobile phone while driving with coffee in their other hand.
They are worse drivers than me. I'm a 24 yr old bachelor & a safe driver.

Hedy · by **Hedy** » 15 Oct 2009, 16:43

Women are statistically more careful driver than men.
According to MSNBC
*male drivers have a 77% higher risk of dying in a car accident than women
*The highway death rate is higher for cautious 82-year-old women than for risk-taking 16-year-old boys.
*New England is the safest region for drivers — despite all those stories about crazy Boston drivers.
*The safest passenger is a youngster strapped in a car seat and being driven during morning rush hour.
http://www.msnbc.msn.com/id/16698153/

Myself... I am a 24 year old female... I have never been in an accident as a driver, only a passenger and I am a safe driver as well.

My personal belief is there are good and bad female and male drivers.... of all different ages, ethnicity's and locations of where they live.

Ginger · by **Ginger** » 15 Oct 2009, 16:43

According to an auto insurance survey, women do this 78% more often than guys do. What is it ?

Take a guess or a few :]

First person to answer correctly will get best answer.
If no one answer's correctly who ever is the closest to the correct answer will get best answer. :] 1-2-3-Go.
Hint 1: when one does this, they feel really stupid.

Herbert · by **Herbert** » 15 Oct 2009, 16:43

Look in the rear view mirror??

Use their blinkers??

GET LOST??

Yelena · by **Yelena** » 15 Oct 2009, 16:43

If the USA and others went topless for women, wouldn't our auto insurance go sky high?

Can you agree we have enough extractions rubber necking as it is?

Clemmie · by **Clemmie** » 15 Oct 2009, 16:43

Yes and what if men drove with no boxers on? women would stop having sex

Women Auto Insurance

Do You Think Its Fair That Young Men Have To Pay More For...

Why do women get lower Auto insurance rates?

Brak wants to know, "Should married women have higher...

According to an auto insurance survey, women do this 78%...

If the USA and others went topless for women,...

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