Don't go for stocks. Since the stock market is not going so well, overseas investments would be the best choice.
Starting a small business would be the way to go if you have time.
Alternatively try to invest in someones business. You may receive up to 20% guaranteed interest a year. You will not get such high guaranteed returns on stocks, mutual funds, bonds or CD's.
If you invest $10,000 at 20% annual interest rate, you will get back $12,000 in 1 year. I run my own business and my net profit is over 5% a month.
Email me at
investment4us@hotmail.com and I'll help you to earn. Please don't forget to mention your question and screenname on Yahoo Answers.
Best of luck!