Auto Insured

Can Police In Texas Know By Definite That You're Auto...

New postby Kathaleen » 28 Oct 2012, 09:32

Can police in Texas know by definite that you're auto insured or not by checking your liscense plates?

Can they tell by definite by checking your liscense plates? I live in San Antonio.
Good answer ricochet!
Plowmaster, your answer seems to make a lot of sense, just like Ricochet's. The problem is I got a new answer explaining the TexasSure program, I've seen those signs in my area and I can doubt that it's going on.
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New postby Jeannine » 28 Oct 2012, 09:32

Yes, its a new law they passed...


The vehicle insurance verification program (called TexasSure) came about when the Texas Legislature directed the Texas Departments of Insurance, Public Safety, Transportation, and Information Resources to develop a system to reduce the number of uninsured motorists. Working together, the agencies have compiled a database that connects every registered vehicle in the state by its license plate, vehicle identification number (VIN), and liability insurance policy. That means that law enforcement officers and tax assessor-collectors can immediately access the database and verify if you are driving without insurance.

In Texas, 20% of the vehicles on our roads have no insurance coverage. That’s 1 in every 5 cars and trucks, which equates to an estimated $1 billion extra in insurance premiums that law-abiding Texans are paying annually to protect themselves against uninsured and underinsured motorists.

Got insurance? Great, you’re good to go and there’s nothing else you need to do.

Driving without insurance? The TexasSure program will put an end to the days of uninsured motorists, drivers dropping coverage after receiving a valid insurance card, and fraudulent insurance cards. So, get insured!
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Do I have to keep my Texas Drivers Licence TO keep my auto..

New postby Geri » 28 Oct 2012, 09:32

Do I have to keep my Texas Drivers Licence TO keep my auto insured in Texas?

I have my auto insured in Texas. I want to get a drivers licince in Canada.Do I have keep my texas licinces, to keep my auto insurance in texas?
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New postby Maribeth » 28 Oct 2012, 09:32

With my experience you must at least have a drivers licence to have insurance.
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How doI get medical attention when hit in the rear by an...

New postby Glenna » 28 Oct 2012, 09:32

How doI get medical attention when hit in the rear by an insured auto driver?

The person that hit me is ticketed and at fault. I have auto insurance that doesn't cover PIP. And I don't have personal insurance.
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New postby May » 28 Oct 2012, 09:32

You will have to see a solicitor who will send you to the necessary doctors both for your treatment and a court case against the offender the bills will be paid out of your court judgment. try to find a solicitor who works on the basis of no win no pay ~~
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Is my husband's pension, a retired auto worker...

New postby Ethyl » 28 Oct 2012, 09:32

Is my husband's pension, a retired auto worker insured by the federal goverment?

Will the auto industry receive a bailout? My dilemma is where does this leave us retired persons, depending on that pension to live?
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New postby Many » 28 Oct 2012, 09:32

If GM is defaults on it's pensions it will be kicked over to the Pension Guarantee Corp. (a Federal Agency) and will be settled (based on past settlements) at about 50% . . .
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Why would a national auto insurance company let their...

New postby Adrianna » 28 Oct 2012, 09:32

Why would a national auto insurance company let their insured tell them what to pay on claims?

We had a young lady run into our truck. Her insurance company is not covering the damage* at her request * to our truck .So we have a 1000.00 repair bill . What should we do?
The claim is commonly know as a Mini-tort. and yes the letter does say "AT THE REQUEST OF OUR INSURED, WE ARE NOT MAKING AT PAYMENT"
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New postby Lashunda » 28 Oct 2012, 09:32

Seek out an attorney, call your ins. company or take them to small claims court.
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What does SECOND NAMED INSURED mean in my auto policy?

New postby Chere » 28 Oct 2012, 09:32

How does being 'second named insured' differ from being listed as a 'driver' under someones auto insurance policy? For example say my boyfriend is listed as a 'driver' in my policy but his SNI status is 'no' does it mean he is covered? And if he is covered how would being an SNI differ?
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New postby Perla » 28 Oct 2012, 09:32

SNI means he can call in to make changes or cancel the policy. Either as a SNI or driver, he is still covered.
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Why would an organization want to be Additional Insured on..

New postby Elinor » 28 Oct 2012, 09:32

Why would an organization want to be Additional Insured on auto policy? Why would an organization want to be Additional Insured on auto policy?
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New postby Will » 28 Oct 2012, 09:32

To save them money on insuring people - they can get cheaper incurance to provide if the people are insured elsewhere
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If auto insurance will pay a claim when the insured is at...

New postby Gia » 28 Oct 2012, 09:32

If auto insurance will pay a claim when the insured is at fault, why is it different with general liabilty?

This deals with contractors and sub-contractors. If I am paying for a general liability claim why won't insurance cover damages in an accident?
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New postby Christel » 28 Oct 2012, 09:32

Ah, I just sent you an email on this. Your GL policy has an EXCLUSION in it, for damage to YOUR WORK. So, if you drive into it with your car, your auto policy does NOT have an exclusion, as long as it belongs to someone else, it's covered under your property damage liability of your auto policy.

But damage to YOUR WORK, including but not limited to faulty workmanship, is specifically excluded under your GL policy.

There MIGHT be some coverage for an accident (but not faulty workmanship) under the builder's risk or installment floater in place, by the GC or the owner. On the CGL form, refer to exclusions, section j. damage to property, paragraphs 5 & 6 - excluding damage to the part of real property that you or any contractors or subs working directly or indirectly on your behalf, performing operations, if the work was incorrectly performed by you, and K & L, property damage to your product or work, including products & completed operations.

Might be TMI, if you've even read this far . . .
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