Commercial Vehicle

Commercial Vehicle?

New postby Bettina » 26 Oct 2012, 20:11

Commercial Vehicle?

Is a dodge ram 1500 pickup a commercial vehicle?
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New postby Mitzi » 26 Oct 2012, 20:11

Is this a personal truck or a company truck ?if it is a personal truck no its not a commerical vehicle
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What is the difference between Commercial Vehicle...

New postby Garnet » 26 Oct 2012, 20:11

What is the difference between Commercial Vehicle Insurance and Private Insurance?

What is the difference between the two when it comes to hitting someone's car and totalling it? Is it true that companies with commercial insurance are most likely to "replace" a totalled car versus private insurance to keep from being sued. Also what is the practicality with settlements after the car has been totalled? Anyone ever get in an accident involving a company owned vehicle with commercial insurance?
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New postby Makeda » 26 Oct 2012, 20:11

Whether a PAP (personal auto) or BAP (commercial auto), the same rules & laws applies when resolving auto claims. The only difference is the amount of liability carried by each...BAP's are generally much higher than PAP. So to answer your question, NO a commercial carrier will not "replace" your totaled out vehicle. Both carriers have a duty to settle claims fairly & do their best to keep their insured out of court.

As for the settlement of a total loss....the law states if it's cheaper to total the car than repair it because the repairs exceed the value of the car, then the car must be totaled. Financially it doesn't make sense, whether it's your neighbor paying or some company with deeper pockets than your neighbor. You do have the option to "retain salvage," where you keep the car & you receive the value of your vehicle less the salvage amount. At that point you can pay to have it repaired if you want but the insurance won't give you additional money during the repair process to pay it b/c you have been compensated...you do not get to benefit from both.

My professional experience with commercial carriers has been they penny pinch right down to the last penny, and rarely ever do they directly pay a claim without it going thru subrogation first. On the rare chance they have stepped up and taken the repairs on first hand they have been slow to respond, slow to issue payments.

If your car is a total loss, have BOTH carriers provide you with a t/l offer and go with who ever gives you the higher amount.
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How do I get information about getting a Commercial...

New postby Dina » 26 Oct 2012, 20:11

How do I get information about getting a Commercial vehicle inspector job with the CHP?

I have been working for years in the trucking industry and want to know how to get a job as a California Highway Patrol Commercial Vehicle Inspector. I can't seem to find any information on their website.
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New postby Cameron » 26 Oct 2012, 20:11

Call 1-800-4-a-chp-job

...I'm serious. It's a real number. On the signs.
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What is the interest rate on a used commercial vehicle...

New postby Claudia » 26 Oct 2012, 20:11

What is the interest rate on a used commercial vehicle purchase?

Trying to buy a used cargo van. cannot find interest rates and who to get loan from.
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New postby Emelda » 26 Oct 2012, 20:11

I work for a commercial dealer. Used truck rates are 10-12% for good credit, late model vehicles.
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Does a commercial vehicle have registered license plate on..

New postby Bethanie » 26 Oct 2012, 20:11

Does a commercial vehicle have registered license plate on the rear?

My neighbor drives a flat bed commercial paving truck, but to my suprise, it does not have a registed plate on the back. The state is Tennessee. In it's place is a company logo plate you can have made anywhere? Is this legal?
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New postby Corine » 26 Oct 2012, 20:11

Depends on the size and weight class of the truck. If it is a one ton or larger than the plate on the front is legal.
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Is it worthy to buy a heavy-duty commercial vehicle in...

New postby Terrilyn » 26 Oct 2012, 20:11

Is it worthy to buy a heavy-duty commercial vehicle in Canada and bring it in the USA?

What are the procedures? What kind of documents do you have to have to be able to pass the border in an unregistered truck? Any additional taxes or fees?
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New postby Keli » 26 Oct 2012, 20:11

I read that Canadians are buying cars in the U.S. to take advantage of cheaper prices. But importing it back to Canada is a huge hassle. Why are you buying in Canada? Did you find better deals up there?

http://www.autobragblog.com/index.php/?s=canadians
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