Free Score

Where can i get a free credit score and no credit card...

New postby Joey » 25 Oct 2012, 05:02

Where can i get a free credit score and no credit card required?

If you can tell me the email address of the website it will be great.
Joey
 
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New postby Adriana » 25 Oct 2012, 05:02

You can get a free report,once per year or if you were denied credit at www.annualcreditreport.com, but you will have to pay if you want a score to go along with the reports.
Adriana
 
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How do you get a free credit score report on line?

New postby Malcom » 25 Oct 2012, 05:02

Which can be trusted and secure since I will be ordering on line? I would like one of the free reports if possible. Has anyone ever tried this?
Malcom
 
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New postby Aja » 25 Oct 2012, 05:02

First let me say, it is a good thing that you want to see your credit report. However, there really is no advantage to viewing it once.

To many people decide to look at there credit score when then need something (like a car, house, etc). I've seen people in a real pickle and not be able to do something like buy a car because of an error that was on their credit report. It actually happened to me. I was 19 years old and applied for a loan at a bank. The bank told me that they couldn't get me the loan because of a credit card that was on my bureau. It made no sense because the year the report said this credit card was open, I was 2 years old! How stupid is that.

Anyway... I was inconvenienced and couldn't get the loan in the time that I needed it. I had to fix the problem first.

Ever since then, I have made sure that I continually review my credit to verify that everything is accurate. Companies like this (http://bargainhunteronline.net/credit-r ... free-trial) is a service that makes it a LOT easier. They will send you a free copy of your report when you sign up. Then, they send you updates every month from ALL 3 credit reporting agencies (Equifax, TransUnion & Experian). I know that ever since I started really watching and monitoring my credit, I have been blessed with a very high score.
Aja
 
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Where online can you get your free credit SCORE?

New postby Abbey » 25 Oct 2012, 05:02

And report

All the sites I have been to will give you the free credit report. But to see the score you have to pay with a credit card. I do not have a credit card.
Abbey
 
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New postby Cleora » 25 Oct 2012, 05:02

You can get your credit reports for free once per year at annualcreditreport.com. There is no where to get your credit score for free.
Cleora
 
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How can i get a free credit score report online?

New postby Erick » 25 Oct 2012, 05:02

Is it possible? I want to know my current credit score without having to pay? any sites that could give me this information?
Erick
 
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New postby Malcom » 25 Oct 2012, 05:02

Go to freecreditreport.com they will give you your score for free.
Malcom
 
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Is it possible to get a free credit score?

New postby Latrisha » 25 Oct 2012, 05:02

If so, please let me know. I just got done getting my free report from experian and equifax, but I want to know my score. I don't want to pay for it, but I guess I'm gonna have to if I have to. But if I don't have to, then I don't want to. Are there any bureaus or places out there that let us get our scores for free once a year like how they let us do that once a year with our report?
Latrisha
 
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New postby Romelia » 25 Oct 2012, 05:02

Actually it is. Most of the credit score sites, like freecreditreport.com only charge you after 30 days. If you sign up for the service, check your score, then cancel the program, you will not incur any charges. I do it quite routinely.

Also, if you're a Bank of America customer, they offer the same program (30 day free trial).

http://www.increase-credit-score.com/creditreport.php
Romelia
 
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How do I get my FREE credit score? I already have my free...

New postby Lennie » 25 Oct 2012, 05:03

How do I get my FREE credit score? I already have my free annual credit report.?

I get my free credit report every year. I need to know how I can get my free credit score without signing for a free trial membership with the people who require that you sign up. I'd appreciate any good answers someone can send me.
Lennie
 
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New postby Mozell » 25 Oct 2012, 05:03

Creditreport.undonet.com - try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.
Mozell
 
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Does anybody know a site where you can really get your...

New postby Contessa » 25 Oct 2012, 05:03

Does anybody know a site where you can really get your free credit score at?

I want to know my credit score but I can't find a site that doesn't charge.
Contessa
 
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New postby Kate » 25 Oct 2012, 05:03

Oh doesn't it frusterate you when people do not read the question al the way!!! You asked about your score not your report!

There is not anywhere on the internet you can get your SCORE for free. You can of course get your reports for free from https://www.annualcreditreport.com/cra/index.jsp...but you cannot get your score for free...

I recomend signing up for a "monitering service" that offers a free trial, and killing the free trial once you have the info you are looking for. Make sure you write the phone number down so you can do it as soon as you are done looking at your scores, otherwise the only way to get the number is from your bank once they start charging you! Here is a site I have used:

http://www.freecreditreport.com/

Do not forget to cancel right away or you will forget and get billed $12.99 per month!
Kate
 
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How can I get my free credit score without using a credit...

New postby Krystle » 25 Oct 2012, 05:03

How can I get my free credit score without using a credit card? How can I get my free credit score without using a credit card?
Krystle
 
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New postby Shana » 25 Oct 2012, 05:03

Contact all three credit bureaus , your credit report is free once a year from all three credit bureaus.
Shana
 
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