Health Care Insurance

Is the Health Care Insurance Industry Essentially a...

New postby Clarice » 23 Oct 2012, 01:14

Is the Health Care Insurance Industry Essentially a Monopoly?

TAT, Aren't they Fighting Any Real Competition?
Thanks kittcarson_99, Yeah, I Knew Something had to Be Going On.
Thanks Dawson, Yeah they Do.
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New postby Shaunte » 23 Oct 2012, 01:14

Yes. The HMO's and PPO's get away with murder, sometimes literally. They have the authority to set their reimbursement rates, what medications and doses the patent's can and cannot have as well as surgeries. In essence they have become the voice of our MD's and it stinks.
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What is the best way to set up health care insurance for...

New postby Danica » 23 Oct 2012, 01:14

What is the best way to set up health care insurance for employees located in multiple states? What is the best way to set up health care insurance for employees located in multiple states?
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New postby Erwin » 23 Oct 2012, 01:14

The best available option, IMHO, is BlueCross BlueShield. With their BlueCard program, your employees will have coverage in all 50 states, and are eliglbe for coverage if they are travelling internationally.
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How would someone from Michigan without Health Care...

New postby Kathaleen » 23 Oct 2012, 01:14

How would someone from Michigan without Health Care Insurance-get a hearing Aid?

He needs it to get a job. Can't pass any physicals.
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New postby Lilliam » 23 Oct 2012, 01:14

Unfortunately, even if you had insurance, it's unlikely the insurance company would pay for it. Most insurance companies will not pay for hearing aids. It's sad, isn't it? Hearing aids can cost thousands of dollars and most people will pay out of pocket for the whole cost. Maybe if we make enough noise, the government will start mandating that insurance companies pay for or contribute to the cost.
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What is a good health care insurance provider for self...

New postby Soo » 23 Oct 2012, 01:14

What is a good health care insurance provider for self employed people? What is a good health care insurance provider for self employed people?
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New postby Fabian » 23 Oct 2012, 01:14

If you are self-employed, you might want to look into an IRS-approved High Deductible Health Plan (HDHP). As the name suggests, it has high deductible amounts, so the premiums are much lower than with traditional health insurance. Under federal law, the minimum deductible in a HDHP plan is $1,100 for an individual; the maximum is $5,500.

An HDHP allows you to shelter up to $2,850 per year from federal and state taxes in a Health Savings Account (HSA). Depending on your tax bracket and where you live, that could save you as much as $1,480 in taxes per year, assuming a combined tax rate of 51.95%—35% in federal income tax, and 7.65% in Federal Insurance Contributions Act (FICA) tax, and 9.3% in state income tax (California).

To find a qualified plan in your area, contact a health insurance broker. A broker works with several health insurers and can help figure out the best plan, company, rates and coverage. To find a broker, log on to a website like http://www.healthinsurancewiz.com and fill out a form requesting a free quote. Your information will be sent to a broker in your area who will contact you.
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How do I pay a alberta (health and wellness) health care...

New postby Colette » 23 Oct 2012, 01:14

How do I pay a alberta (health and wellness) health care insurance plan bill I got in the mail?10 pts best ans
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New postby Genny » 23 Oct 2012, 01:14

You can pay by mail or through your bank. Details are available at Alberta Health Care site below.
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What are the major problems health care insurance...

New postby Toi » 23 Oct 2012, 01:14

What are the major problems health care insurance companies face?

Insurance companies face problems too. what are they and what causes those problems?!?
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New postby Kathern » 23 Oct 2012, 01:14

Major problems...We are older and live longer...Therefore We require more medications and more hospitalizations...Not even including the Younger and the babies that are now being born with problems caused by parents
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Would working for HEALTH CARE insurance be a conflict of...

New postby Herminia » 23 Oct 2012, 01:14

Would working for HEALTH CARE insurance be a conflict of interest?

I work for a Property & Casualty Insurance Company (Auto, Home and Life) and I am seeking a part time job due to some current circumstances. Would working as a data entry operator for a HEALTH CARE insurance company be a conflict of interest?
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New postby Frida » 23 Oct 2012, 01:14

I don't think so, because the products do not compete with each other.
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Will someone supporting the democrats universal health...

New postby Katherina » 23 Oct 2012, 01:14

Will someone supporting the democrats universal health care insurance program please answer?

Currently some 40 million people don't have health insurance and pretty much avoid the doctor unless its an emergency; so if you give them insurance and they can now see the doctor - how much longer are we all going to have to wait to see the doctor? I mean it takes a few weeks to get important tests done now - how long after we start competing the the formerly uninsured?
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New postby Sigrid » 23 Oct 2012, 01:14

No, because they are too spinless to tackle that. No one really has a plan, just stupid campaign rhetoric, and I agree with Carson, they don't speak English. (oooooooow)
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