Absolutely not, unless i needed it for electricity or food or medical expenses. because:
1) insanely high interest rates
2) digging a deeper hole
your best bet is to cut back expenses temporarily that aren't absolutely essential (cell phone if you have a land line, downgrade cable packages or eliminate all together, stop eating out at fast food or restaurants, take public transportation, buy less expensive food, etc.). alternatively, buy less expensive christmas gifts. when your situation improves, then you can adjust accordingly.